Navigating the ACA in Missouri

A group of non-profits has filed a lawsuit against the State of Missouri's Director of Insurance, claiming that Missouri's Health Insurance Marketplace Innovation Act of 2013 violates the Affordable Care Act, specifically in how it how it prohibits ACA-recognized consumer assistance programs such as St. Louis Effort For AIDS and Planned Parenthood from engaging in the full range of health insurance counseling functions contemplated by the ACA. In particular, these entities would like to be able to counsel patients about the full range of health insurance programs available to them (complying with the ACA) without running afoul of (and simultaneously violating) Missouri's Health Insurance Marketplace Innovation Act. You may see the complaint here: http://web.mhanet.com/uploads/media/St_Louis_Effort_for_AIDS_v_Huff_Complaint.pdf.

I confess to some puzlement as to what "innovation" is referenced in the title of the Missouri statute. Protecting the income streams of health insurance brokers at the expense of promoting one stop health insurance shopping through ACA-acknowledged navigators is more like retrogression.

 

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