Fixing the Family Glitch

The final regulation is out from HHS attempting to fix what is know as “the family glitch” and giving a further 200,000 Americans opportunity access subsidized health insurance coverage through the exchanges. If you think about, it is amazing it took so long from the Affordable Care Act’s inception and implementation to address the fallout from allowing household family members to be within the definition of those eligible for exchange purchase because of unaffordability of employer offered family plan health insurance. In short, those opposing the fix maintain that the drafters meant those offered employer sponsored insurance that exceeds roughly 9.4 percent of their income for a family plan should seek publicly funded insurance, charity, or go without.